EFA Statement on the Provisional Agreement on the Instant Payments Regulation
The European Fintech Association (EFA) welcomes the provisional agreement reached by the European Parliament and the Council of the EU on 7 November 2023. The Instant Payments Regulation (IPR) is a major step forward in enabling consumers and merchants across Europe and globally to benefit from the wide range of benefits that instant payments offer. […]
EFA position paper on AMLR
This document enumerates the treatment of various issues of interest to EFA within the AMLR by the
Commission, Parliament, and Council texts, and presents EFA’s views on each. It includes brief
explanations of each position.
EFA- ETPPA joint proposition paper on the AMLR
This document presents the European Fintech Association (EFA) and European Third-Party Providers
Association (ETPPA) comments regarding the inclusion of PISPs on the AMLR scope.
EFA position paper to the AMLD
You can find the PDF version of the position paper here.
EFA response to the EBA Consultation on revised Guidelines AML risk factors
You can find the PDF version of the full position paper here The European Fintech Association (EFA) welcomes the EBA’s proposal on amendments to its Guidelineson money laundering and terrorist financing (ML/TF) risk factors to include CASPs. The EFA fully supports a harmonized ML/TF Regime containing clear rules aimed at improving thedetection of suspicious transactions […]
EFA Position Paper on the Retail Investment Strategy
EFA shares the belief
that retail investors must be empowered to make more informed investment decisions that better
correspond to their needs and objectives and that retail investors must be adequately protected in the
single market. Below we share key areas of the RIS the EFA believes can be improved upon to achieve the
European Commission’s stated goal