The voice of FinTechs in Europe

About EFA

The European FinTech Association (EFA) is the first not-for-profit organization representing leading FinTech companies of all sizes, from across the EU.

We are designed by and for Europe’s FinTech community. We aim to serve as a resource and forum for education, information sharing and networking between companies, policymakers and the general public.

Our Goal

  • Promote, communicate and develop cooperation and dialogue between FinTech companies within the European Union;
  • Speak with one voice for the FinTech sector and highlight the significant developments in the FinTech fields and provide pragmatic solutions;
  • Advocate and represent the interests of its members at the political policy level, in particular in relation to the EU institutions and other European regulatory bodies

Our Purpose

Over the last few years, financial services have been revolutionised by the introduction of tech based solutions.

Consumers and businesses now have the opportunity to send, access, manage and invest their money at the touch of a button, online. Europeans no longer need to make inconvenient trips to their bank branches to understand their options, or put up with poor customer service and confusing charges to access basic services.

We believe this transformation has only just begun. Access to convenient, secure online financial services should become the norm for all Europeans – and we will work to support this by means of our tech competence.

We believe that FinTech companies can lead the way in delivering comprehensive, innovative and understandable financial services products for all Europeans.

Innovation and digitisation has introduced real competition in the EU, improving outcomes for consumers and businesses, empowering each and everyone in their financial decision making.

By sharing our deep tech know how, we foster sound tech regulation that is beneficial for the overall EU financial market making people see the advantages of technology for finance.

Digital FinTech companies offering financial services cross-border are still subject to scattered regulations and requirements, preventing efficient cross border growth.

Digital financial services can empower all Europeans to manage and maximise their money, payments or investments safely and securely.

We believe that tearing down cross-border barriers will ensure that users, regardless of their location, can access the same quality of financial services everywhere.

Our Priorities


Delivering better financial services for all Europeans.

Digital innovation can deliver better outcomes for all. By encouraging competition, empowering consumers to shop around and offering convenient alternatives to traditional banking, FinTech providers are fundamental to delivering user friendly innovation.

We will promote customer centric regulation, to build a fairer and more accessible financial services landscape.


Promoting safe and
secure digital finance.

Security is crucial to building trust in FinTech, and financial services as a whole.

We aim to support and promote the transparent use and protection of data, use our insights to help build efficient and convenient processes to combat illegal activities, and to work towards risk based and harmonized standards across the EU.


Building a truly
digital Single Market.

We support the development of a strong digital single market for financial services with consistent consumer protection standards, future proof regulation, and true competition that works for Europeans.

By encouraging proportionate regulation that will support European financial innovation and facilitating seamless market access, we believe the European Union can be a kick-start for global growth of FinTech companies.

Start your journey with us now




Joint Industry Associations’ Letter on EDPB Guidelines on PSD2 and GDPR
The EFA has sent a joint letter, together with several other industry associations representing Payment Service Providers, to the European Data Protection Board (EDPB) on the planned EDPB Guidelines on the interplay between the second Payment Services Directive (PSD2) and the General Data Protection Regulation (GDPR). Both, through its individual…
With its new Strategy, Europe paves the way for digital finance
BRUSSELS, 24 September 2020 – The European FinTech Association (EFA) welcomes the just-released EU Digital Finance and Retail Payments Strategies.  The emergence of FinTech has transformed the way consumers interact with their finances, by giving them more transparent and accessible information about their finances and by providing a wealth of…



Our Members

The European Fintech Association unites a diverse group of FinTech providers ranging from payments, to lending, banking, robo-advice, investment as well as software as a service for the finance sector across a number of European member states.



40 Rue Washington
1050 Brussels

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