Joint industry letter on amending the Settlement Finality Directive (SFD)
EFA submitted a joint industry letter regarding the importance of fair access to infrastructure to create a level playing field and make instant payments a success in Europe
EFA Position Paper on the Instant Payments Proposal
The European FinTech Association (EFA) welcomes and supports the European Commission’ proposal to accelerate the rollout of instant payments for the benefit of citizens and businesses in the EU, including SMEs. EFA would like to feed into the current legislative work on the Instant Payments proposal
EFA Position Paper on the Artificial Intelligence Act
The European FinTech Association (EFA) welcomes the European Commission’s (Commission) legislative proposal on Artificial Intelligence (AI) to promote the development of AI in Europe. We would like to provide with this position paper a set of recommendations.
EFA Position Paper on the Revised Payment Services Directive 2
The European FinTech Association (EFA) welcomes the European Commission’s (Commission) review of the Payment Services Directive 2 (PSD2). PSD2 has delivered a more innovative, competitive payments landscape in Europe, however, challenges remain in its implementation.
EFA Position Paper on Open Finance
The European Fintech Association’s (EFA) vision is for European FinTechs to be the most innovative and competitive in the world, providing European consumers with solutions to meet their individual needs. If done right, the open finance framework can prove to be a game changer for the industry.
EFA Statement on the Transfer of Funds Regulation
The European FinTech Association (EFA) welcomes the efforts of the European Commission, Council, and European Parliament on the proposed anti-money laundering package which will ensure a harmonized European framework to prevent money laundering and counter-terrorist financing (ML/TF) in the EU.
EFA Policy Paper on the Issuance of a Digital Euro
The European FinTech Association (EFA) welcomes the discussion around the digital euro and the various considerations on its upcoming design. The EFA supports an open and competitive payments landscape. If correctly designed, the issuance of a digital euro could transform the economy, generating new
EFA Statement on the European Payments Initiative
The European FinTech Association (EFA) supports the European Commission’s aim to encourage a more innovative and competitive EU retail payments market. EFA believes the European Payments Initiative (EPI) can contribute to this objective
EFA input on upcoming Commission Instant Payments legislation
The EFA welcomes and fully supports the Commission’s plans to put forward a legislative initiative on instant payments to promote adherence to SCT Inst. Legislation is necessary to further accelerate the uptake and roll-out of instant payments in the EU.
EFA’s Response to the EBA’s Consultation on Remote Customer Onboarding Guidelines
The European Fintech Association (EFA) welcomes the opportunity to participate in the European Banking Authority’s (EBA) consultation on its draft Guidelines on the use of remote customer onboarding solutions.