Positions

EFA Policy Statement on e-IDAS Regulation

The European FinTech Association (EFA) welcomes the European Commission’s (Commission) proposal on the review of the e-IDAS regulation as a significant and positive step towards removing cross-border barriers in the EU, and building a more harmonized and accessible financial services landscape for European businesses and consumers. Ensuring Cross-border Harmonization on all Levels As highlighted in… Read More »EFA Policy Statement on e-IDAS Regulation

EFA publishes its position on the Artificial Intelligence legislative proposal

The European Fintech Association (EFA) has published today its position paper on the Artificial Intelligence (AI) legislative proposal by the European Commission. The EFA welcomes the proposal and highlights the importance of the use of AI in the fight against financial crime. The position paper stresses the impact that the regulation will have on innovative… Read More »EFA publishes its position on the Artificial Intelligence legislative proposal

Creating an Ecosystem that will allow EU FinTechs to Thrive

The European Fintech Association (EFA) warmly welcomes the call for evidence on digital finance by the European Securities and Markets Authority (ESMA) and the possibility to provide its input. The EFA represents more than 30 leading FinTech companies of all sizes across the EU that are active in different business areas. As EFA, we actively… Read More »Creating an Ecosystem that will allow EU FinTechs to Thrive

EFA responds to European Commission’s Consultation on Instant Payments

Three ways instant payments matter for European Consumers and Businesses The European FinTech Association (EFA) fully supports the European Commission’s vision for retail payments including a competitive, innovative payments market. Making instant payments the new norm and promoting fair and equal access to critical infrastructure is key to achieving a truly competitive payments landscape. FinTechs… Read More »EFA responds to European Commission’s Consultation on Instant Payments

EFA publishes position on a European AML Framework

The European FinTech Association (EFA) has today published its position paper on a European action plan for a comprehensive Union policy on preventing money laundering and terrorist financing. The paper highlights key considerations around issues relating to Digital Identification, Third-Party Reliance, Account Information Service and Payment Initiation Service Providers, and Cooperation among Financial Intelligence Units… Read More »EFA publishes position on a European AML Framework

EFA publishes position on European Digital Identification

The European FinTech Association (EFA) has today published its position paper on a enabling interoperable digital identification in the EU. The EFA fully supports the European Commission’s aim to enable interoperable digital identification across the EU, which will allow consumers to access digital financial services quickly and easily by 2024. Digital identification methods benefit the… Read More »EFA publishes position on European Digital Identification