Positions

EFA Position on the Consumer Credit Directive Review

Fintechs welcome the Review of the Consumer Credit Directive as a necessary step to bring the legislation up to date with the habits of consumers who spend online, better protect consumers and strengthen the Single Market in consumer credit across the EU Please find the EFA’s position paper in PDF here. Introduction The European Fintech Association… Read More »EFA Position on the Consumer Credit Directive Review

EFA Position on the Settlement Finality Directive Review

FinTechs support fair access to payment systems: EFA’s Position Paper on the Settlement Finality Directive (SFD) review Please find the EFA’s position paper in PDF here. Introduction Non-bank players are increasingly playing an integral role in the European payment system, but they are operationally reliant on an intermediary to make payments on their behalf. With that… Read More »EFA Position on the Settlement Finality Directive Review

EFA publishes its position on the proposed AML Framework

EFA Position Paper: Towards a harmonised Anti-Money Laundering Framework Please find the EFA’s position paper in PDF here. The European FinTech Association (EFA) welcomes the European Commission’s (Commission) recent legislative proposal to establish a harmonized European framework to prevent money laundering and counter-terrorist financing (ML/TF) in the EU. We believe that a harmonized framework is… Read More »EFA publishes its position on the proposed AML Framework

EFA Policy Statement on e-IDAS Regulation

The European FinTech Association (EFA) welcomes the European Commission’s (Commission) proposal on the review of the e-IDAS regulation as a significant and positive step towards removing cross-border barriers in the EU, and building a more harmonized and accessible financial services landscape for European businesses and consumers. Ensuring Cross-border Harmonization on all Levels As highlighted in… Read More »EFA Policy Statement on e-IDAS Regulation

EFA publishes its position on the Artificial Intelligence legislative proposal

EU FinTechs: Artificial Intelligence is crucial in the fight against financial crime Please find the EFA’s position in PDF here. The European FinTech Association (EFA) welcomes the European Commission’s (Commission) recent legislative proposal on Artificial Intelligence (AI) to promote the development of AI in Europe, and fully supports its intention to protect the privacy of… Read More »EFA publishes its position on the Artificial Intelligence legislative proposal

Creating an Ecosystem that will allow EU FinTechs to Thrive

The European Fintech Association (EFA) warmly welcomes the call for evidence on digital finance by the European Securities and Markets Authority (ESMA) and the possibility to provide its input. The EFA represents more than 30 leading FinTech companies of all sizes across the EU that are active in different business areas. As EFA, we actively… Read More »Creating an Ecosystem that will allow EU FinTechs to Thrive